Superb Maths Book :- Size 3.7 MB

Superb Maths Book :- Size 3.7 MB

You want to invest your money, but also want to avoid some of the risks and hassles that come with picking individual stocks? Mutual funds provide the benefits of a diversified portfolio without the time required to manage one. Mutual funds are one of the most common tools investors use to build long-term retirement savings. If you have a 401(k), a pension, a traditional individual retirement account or a Roth IRA — really, any kind of brokerage account to invest your cash — there’s a good chance your portfolio includes mutual funds. What are mutual funds? A mutual fund pools money from a bunch of different investors in order to invest in a large group of assets. Unlike the stock market, in which investors purchase shares from one another, mutual-fund shares are purchased directly from the fund or, more often, a broker who purchases shares for investors. The fund is managed by a professional who makes daily decisions on buying and selling the securities held in the fund, decisions that are based on the fund’s goals. For example, in a fund whose goal is high growth, the manager might try to achieve better returns than that of a major stock market like the S&P 500. Conversely, a bond-fund manager tries to get the highest returns with the lowest risk. Mutual fund investors share equally in losses and gains, helping to spread the risk from bad investments and, over time, reaping total gains.Investors in a mutual fund share equally in losses and gains. This helps to spread the risk from bad investments while, over time, reaping total gains of the fund. Fund investors usually pay annual fees for the running of the fund, known as expense ratios, which are based on a small percentage of the total value of your shares. Paying attention to account minimums and fees can be an important way to choose among mutual funds. » Ready to get started? Here’s our 

Superb Maths Book :- Size 3.7 MB

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